BJM Consulting, among others, advised that the new municipality not take ownership of disaster-prone resources such as Perdido Key Drive. The short answer is that the road’s owner is responsible for its repair. FEMA and disaster recovery funds cover the majority of these costs. Any remaining balance is covered by the owner of the asset. There is a bit more to it. We recommend reading: Does Being a Municipality have any Drawbacks When it Comes to Disaster Recovery?